Your finances in safe hands.

Know what it is worth. Grow that number. Exit for more than you expected.

You are brilliant at building. The numbers are the blind spot

You have the product, the clients, the team. Most founders we meet are brilliant at building. What they do not have is a clear view of the finances and no real idea what they would walk away with if they sold.

Not a rough valuation. The real, after-tax number.

So the day to day runs you. Fighting fires, managing people, chasing cash, trying to make sense of the figures while still winning the work.

Most businesses that fall short of their potential do so for one reason. No one has a real handle on the numbers and no one is thinking about what the business could be worth.

The gap you cannot see

One day a buyer appears, or an investor comes knocking. You realise two things at once. You have no idea what the business is actually worth. And the things that would have grown that number were all fixable, if only someone had pointed them out three years earlier.

The gap graphic

The most common thing we hear from founders after a sale is simple. I wish I had done this sooner.

Most accountants look backwards

If you’re building to scale or sell, you need someone thinking five steps ahead – not someone filing what already happened.

What you've had

Compliant numbers, no insight

Reports about last year

A back-office accountant

Tax planning after the fact

What you need

A clear view of what it’s worth

Levers to grow that number

A strategic partner, not a filer

Tax structure years in advance

Chartered accountants who think like investors

That is not a tagline. It genuinely changes how we approach every client. Z Group was founded by Zahid Hussein FCA, a former technology investment banker and managing partner at Haines Watts. We have sat on both sides of the table and we look at your business the way a buyer or an investor would.

A boutique advisory firm. Not a generalist practice, not a corporate firm. A senior team that works like a trusted board member. And where most founders have an accountant, a lawyer and a wealth manager who have never spoken, we built the opposite: finance, wealth and law working from one strategy.

Zahid Hussein

Not a scorekeeper. A strategic partner who tells you what to do next.

The solution: your finance director

A senior finance partner without the full-time cost. Built around people: our experienced finance team, who have run the whole function for businesses like yours. Someone who challenges your thinking, looks at the business the way a buyer or investor would and helps you close the gap between where you are and what it could be worth.

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Clear, timely financial data so you can make confident decisions
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Real-time management information, with analysis, when you need it
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Strategic input on growing the business and how to break through your growth ceiling
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Powerful introductions that carry real weight
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A finance function run properly, from bookkeeper to FD, or slotting into the gaps in your team
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Finance staff who report to someone who holds them to account
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Help raising finance and financial risk managed before it catches you out

Building the number, and the exit

Whether an exit is years away or on the horizon, the work is the same: understand what drives the value, then move those levers deliberately.

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Know your worth

A business valuation and your position across five value drivers: financial health, growth, operations, commercial positioning and exit readiness.

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Grow the number

We move the levers that lift the valuation and hold you accountable to the plan quarter by quarter.

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Structure for the exit

Exit planning, deal structuring and M&A advisory, buy-side and sell-side, with due diligence prepared long before it is asked for.

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Keep more of it

Tax structuring for maximum after-tax proceeds and a financial clean-up so the business stands up to scrutiny.

 Ready to work with us? Start with a free 30-minute call.

A fractional FD vs a full-time hire

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Recruitment

Hard to find high-impact finance talent, and slow, before you even count the recruitment fees.

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Cost

In London an employed FD runs closer to £110,000, before national insurance, bonuses and pension.

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Access

Hire part time and you are stuck on the days they are not there, holidays included.

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Flexibility

Your package scales up or down as the business needs. A finance function that adapts with you.

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Best practice

Instead of one person’s skill set, you get a whole firm’s, across sectors, with up-to-date knowledge.

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Fixed price

Priced up front so you can budget, and tailored to what you actually need.

Your options at a glance

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Growth FD

For ambitious owners scaling and building toward a valuable exit. The full strategic engagement.

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Reliance FD

For owners with some finance staff who need FD input to streamline, report and guide on all financial matters.

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Comfort FD

For owners who largely manage finance themselves but want senior oversight and peace of mind.

SERVICE LEVEL
GROWTH
RELIANCE
COMFORT
The essentials you need to be compliant
Dedicated finance director contact
Full management reporting with commentary
Unlimited email and telephone support
Cost and credit control
What-if analysis and financial projections
Cash flow forecasting and monitoring
Risk management
Business valuation and value driver mapping
KPI dashboard, financial and non-financial
Strategic planning and monthly accountability
Raising finance and investor reporting
Exit strategy, structuring and M&A advisory
Non-exec FD role for third party credibility

Fully deductible for tax, so HMRC effectively refunds a portion at your corporation tax rate. No employer’s national insurance either, unlike an employed FD, a saving of 15 percent.

Imagine knowing exactly what it is worth. Walking into a sale with clean finances, the right structure and an advisor who has done this many times before. Exiting for more than you expected. Then the financial freedom to start again, invest, or simply enjoy what you built.

Most accountants tell you what happened. We tell you what to do next

250+ entrepreneurs advised since 2014